Medical Deductible Tracker
Track what you've paid so far in a health plan year, how much has actually hit your deductible, and how close you are to your out-of-pocket maximum. Mark which expenses count toward the deductible to keep a clean running total.
Plan Settings
Use your plan's in-network deductible and out-of-pocket maximum. This tool does not replace your insurer's official records.
Expenses This Plan Year
| Description | Amount | Counts toward deductible? | Actions |
|---|---|---|---|
$ | |||
$ | |||
| Total paid: $155 | Eligible toward deductible: $120 |
Deductible Progress
Only expenses marked as eligible are counted toward the deductible. Many plans exclude certain copays or non-covered services.
Out-of-Pocket Maximum
OOP tracking here assumes all entered expenses count toward your plan's OOP max. In reality, some out-of-network or non-covered costs may not count.
Quick Summary
- • So far in 2025 you've logged $155 in medical expenses.
- • Of that total, $120 is counting toward your deductible, and you have $2,880 left before it's fully met.
- • You're approximately 4.0% of the way to your deductible and 2.6% of the way to your out-of-pocket maximum.
This tracker is for educational and planning purposes only. Your insurer's Explanation of Benefits (EOB) and online portal are the source of truth for what counts toward your deductible and out-of-pocket maximum.