Net Worth Benchmark
Compare your net worth to a simple rule-of-thumb target and custom percentile benchmarks. See where you stand, how many times your income you've accumulated, and how far you are from the next band up.
Your Profile
Net worth = assets minus debts. Include investment accounts, savings, home equity, and major debts like student loans or credit cards.
Custom Benchmarks
Later: plug these in from survey data by age, income, or both. For now you can tune them to match whatever source you trust.
Where You Sit on the Curve
Snapshot
You are above your median target and trending toward the top quartile. Staying consistent is often more important than big swings.
Progress to Next Band
At $250,000 of net worth, you're in the Between 50th–75th percentile band.
To reach the 75th percentile benchmark, you would need roughly an additional $350,000 of net worth, assuming your income and targets stay the same.
A simple mental model: focus on growing your net worth multiple over time (net worth ÷ income). Many long-term savers aim for a multiple that rises steadily with age.
Quick Takeaways
- • Rule-of-thumb target for a 35-year-old earning $90,000 is $315,000.
- • You currently sit in the Between 50th–75th percentile band relative to the percentile targets you provided.
- • Your current savings multiple is 2.8× your annual income.
- • You are about $65,000 under the rule-of-thumb target; that doesn't make you behind, but it can help calibrate your long-term savings rate.