Tax Bracket Visualizer
See how each slice of your income is taxed across brackets, and how your marginal rate differs from your effective (blended) tax rate. Brackets are demo-style and approximate for a Single / MFJ / Head-of-Household filer; replace with a table-driven engine later.
Income & Filing Status
120K
Drag to see how your marginal and effective rates evolve as income climbs.
Bracket Stack
Each segment shows the slice of your income taxed in that bracket. Darker segments represent higher marginal rates.
| Bracket range | Rate | Income in bracket | Tax in bracket |
|---|---|---|---|
| $0 – $11,000 | 10.0% | $11,000 | $1,100 |
| $11,000 – $44,725 | 12.0% | $33,725 | $4,047 |
| $44,725 – $95,375 | 22.0% | $50,650 | $11,143 |
| $95,375 – $182,100 | 24.0% | $24,625 | $5,910 |
Summary
Taxable income$120,000
Estimated total tax$22,200
Estimated take-home after federal tax$97,800
Rates
Marginal rate24.0%
Effective (blended) rate18.5%
You keep81.5% of your taxable income
Incremental Dollar Insight
At $120,000 of taxable income as a Single filer:
- Each additional $1 of taxable income is taxed at about 24.0%.
- If you earned an extra $1,000, you would owe roughly $240 more in federal tax, keeping about $760 of that extra income (ignoring other phaseouts and interactions).
- The marginal bracket you're currently in runs from $0 up to $11,000.
Bracket Reference
| Bracket up to | Rate |
|---|---|
| $11,000 | 10.0% |
| $44,725 | 12.0% |
| $95,375 | 22.0% |
| $182,100 | 24.0% |
| $231,250 | 32.0% |
| $578,125 | 35.0% |
| ∞ (top bracket) | 37.0% |
These are simplified demo brackets. Real calculations also depend on deductions, credits, and up-to-date IRS tables.