Estate Value Estimator
Map your current assets and liabilities, then project a simple future net worth over time. This gives a rough sense of what your estate might look like at a given horizon, assuming constant growth and interest rates.
Projection Horizon
10 yrs
Use a shorter horizon (5–15 years) for planning around major life milestones, and a longer horizon for legacy and estate planning.
Net Worth Snapshot
Assets (now)
$840,000
Debts (now)
$368,000
Net worth (now)
$472,000
Assets (10 yrs)
$1,296,714
Debts (10 yrs)*
$686,318
Net worth (10 yrs)
$610,396
Net worth multiple1.29×
Net worth CAGR2.6% / yr
*Debts are projected as if interest accrues and nothing is amortized. In reality, payments reduce balances over time; this is a conservative, worst-case view of liabilities.
Assets
| Name | Current value | Growth %/yr | Value in 10 yrs | |
|---|---|---|---|---|
| $447,712 | ||||
| $671,958 | ||||
| $177,044 |
Liabilities
| Name | Balance | APR % | Balance in 10 yrs* | |
|---|---|---|---|---|
| $656,998 | ||||
| $29,320 |
Quick Takeaways
- • If nothing changed except growth and interest, your net worth would move from $472,000 today to $610,396 in 10 years.
- • At those inputs, that's equivalent to about 2.6% annualized growth on your overall net worth.
- • Debt growth here is a stress test: it assumes you don't pay anything down. In real life, scheduled payments and refinances will usually improve the picture—especially for fixed-rate mortgages.
- • For true estate planning, you'd also layer in taxes, insurance, trusts, and beneficiary designations. This tool is meant as a starting point, not legal or tax advice.
Projection ignores amortization, contributions, withdrawals, and taxes. Next step: add loan amortization, ongoing savings contributions, and account-type tax treatment for a more realistic estate model.